A Happy Household – A Prosperous Future
A joyful and prosperous family life is our mutual dreams. Therefore, an appropriate, suitable financial plan for the future is what you need to make today!
But how to make the financial plan produce the results that you expect? Is there an insurance product that provides your Sum Assured mily with comprehensive protection against life risks, at the same time brings about prosperity as your savings account are well-invested in the context of heavy inflation?
Comprehensive An Phuc Hung Thinh is a solution for you and your Sum Assured mily.
Entry age: 0-60 years old
Maturity Age: 81
Policy term: 6/9/12/15/18
Premium term
1. Equals policy term
2. Equals 2/3 of the policy term
3. Equals 1/3 of the policy term
4. Single-term payment only applies to 6-year contract
Minimum insurance product:
1. Premium payment = Policy term: VND3,500,000/2,000,000/1,000,000 (Year/Semi-annual/Quarterly)
2. Premium payment = 2/3 Policy term & 1/3 Policy term: VND5,000,000 & VND10,000,000/year
(Semi-annual & Quarterly = Annual premium x recurring Sum Assured ctor (0.525 – 0.275)
Insurance benefits:
1.Benefits
100% Policy value
2. Periodic Cash Benefits: (Once every 3 years – based on % of insurance product paid in the last 3 years)
– Policy Year Experience 3&6: 5%
– Policy Year Experience 9&12: 10%
– Policy Year Experience 15&18: 15%
– Policy Year Experience 21: 20%
3. Insurance benefits upon Death or Total and Permanent Disability:
Get the higher value between:
– Sum Assured + difference value
– Surrender value
4. Funeral benefit: 10%
Sum Assured (max 30 million)
– A 30-year-old male customer, joins An Phuc Hung Thinh insurance package with a Face amount of 300 million, a policy term of 21 years, and a premium payment term equal to the contract term. Annual premium payment of about VND14,490,000 will receive the following benefits:
+ Total periodic cash benefits and interest if periodic cash benefits are left to the company: VND62,471,400
+ Benefits in case of Death or Total and Permanent Disability: the greater of 300 million plus the additional difference or or the Refund Value
+ Receive 100% of the policy value at maturity with a value of up to more than VND 630 million
Note: The illustrative value has an interest rate of 8%. The above illustration is for reference only. Details of insurance benefits are specified in the Rules and Terms of Policy
– Insurance Application
– Identification documents
– Birth certificate (for children)
– Health certificate (when necessary)
– Relevant documents at the request of appraisal
