Giving Trust – Wise Investment
You have a lot of financial plans for the future and your family but still wonder how to increase your assets quickly besides the usual savings method. Especially, with the constant fluctuations of life as well as the financial market, it requires you to always be flexible to change and prioritize your plans.
An Thinh Investment of Dai-ichi Life Vietnam is a preeminent financial solution combining investment and insurance; both help you grow your assets and meet your changing needs in life. You are free to make investment decisions today and have the flexibility to make any changes at a later date.
Entry age (IP): 0 – 65 years old
Maturity age: 99 years old
Policy term: 99 entry age
Extra premium: Up to 10 times the basic premium/year
Basic premium: Flexible from the 5th policy year onwards
Min FA: VND200 million
Max Sum Assured for IP under 16 years old: VND2 billion
Payment frequency: annually, semi-annually, quarterly
Insurance benefits:
1. Death/Total Permanent and Dismemberment: 100% Sum Assured + PV
2. Accidental death benefit: 120% FA
3. Funeral benefit: 10% advance Sum Assured (max VND30 million)
Investment Savings Benefits:
1. Maturity interest: 100% of PV
2. Loyalty bonuses: In the years: 3, 6, 9, 12, 15, 18, 21, the loyalty bonus is equal to 3% of the PV at the time of respective review.
Options:
1. Additional investment at any time after paying the basic premium of the current policy year.
2. Change of investment rate
3. Fund conversion: exempt from swap 4 times/year; From the 5th swap, the swap cost is VND50,000/swap
4. Withdrawal of a part of the policy value: from the 3rd policy year onwards, the minimum withdrawal value is VND2 million/time and the remaining value is at least 3 months of monthly deductible expenses.
5. Change of FA: from the 2nd policy year onwards, it is allowed to change 1 time/year
6. Join more Rider
7. Flexible payment
8. Restore the policy validity
9. Early termination
– Insurance Application
– Identification documents
– Birth certificate (for children)
– Health certificate (when necessary)
– Relevant documents at the request of appraisal
– A 30-year-old male customer joins the An Thinh Investment package with the desire to increase assets quickly beyond the usual savings method and comprehensively protect his family life.
> An Thinh Investment: VND1 billion
> High-grade accident: VND500 million
> Critical illness: VND200 million
> Hospital fee support: VND300,000/day
> Premium: VND50 million/year – paid for 9 years
