Proactive planning – Future Mastering
We all want to be able to meet all of life’s needs and realize our dreams. And the key to taking control of your own future is to build a proactive financial plan today.
However, among the many options for financial planning, which one is the solution to achieving your goals and giving you peace of mind against the unpredictable future?
An Thinh Toan Dien is a optimal solution for you with the ability to balance the factors of accumulation and protection, and at the same time have the flexibility to always be ready to improvise before any changes in life.
Entry age of the Insured Person (IP)
– Basic benefits: 0 – 60 years old
– Advanced benefits: 0 – 50 years old
Maximum age at maturity: 85 years old
Premium Frequency & Term: Quarterly, semi-annually, annually. Equals policy term. Flexible fee payment from the 5th year
Policy term: 11-25 years
Face amount:
– Min: VND200 million
– Max: – According to Customers’ financial needs
– For children under 16 years old: VND4 billion
Maturity: 100% of policy value
Loyalty bonuses: In the years: 3, 6, 9, 12, 15, 18, 21
35% of total accrued interest in the past 36 months
Benefit from Universal Affiliate Fund:
Make sure not less than:
1st year: 4.5%
Year 2 – 10: 3%
Year 11 – 15: 2.5%
Increase Sum Assured without health appraisal: 50% of Sum Assured (Max VND 500 million)
Other options: Increase, decrease FA, flexibly payment, ensure contract validity, additional fees, advance, withdraw, terminate the contract before maturity
Dead; Total and permanent disability: Max (FA/PV)
Extended Death (0-65 years old):
– Accident: Death benefit + 20% insurance policy (Max VND1 billion)
– Special accident: Death benefit + 50% Sum Assured (Max VND2.5 billion)
– Cancer: Death benefit + 20% Sum Assured (Max VND1 billion)
Funeral benefit: 10% advance Sum Assured (Max VND30 million)
– In a customer’s family, a husband of 30 years old/a wife of 28 years old, with needs:
+ Effective investment, have money to spend when necessary
+ Children study well, have a comfortable retirement life
+ Financial peace of mind when sick
> Reasonable investment, high protection.
>An Thinh Toan Dien (basic): VND1 billion
> Premium accident: VND500 million
> Critical illness: F5500 million
> Insurance premium: 30 million/year – paid for 25 years
– Insurance Application
– Identification documents
– Birth certificate (for children)
– Health certificate (when necessary)
– Relevant documents at the request of appraisal
