Loans for Agricultural and Rural Development
- Aim at financing capital needs for Custormers in agricultural production.
- Eligibility
- Features
- Benefits
- Application Criteria
- Required Documents
- Individuals, household heads, business households, and farm owners residing in rural areas or engaged in agricultural production and business activities;
- Cooperative groups, cooperatives, unions of cooperatives in rural areas or engaged in agricultural production and business activities in the field of agriculture;
- Corporates and private business owners engaged in production and business activities in rural areas;
- Corporates and private business owners who supply agricultural inputs for agricultural production and enterprises that produce, purchase, process and consume agricultural products and by-products;
- Cooperatives and unions of cooperatives in rural areas or engaged in production and business activities in the field of agriculture.
- Loan term: Flexible according to capital needs, production and business cycle, customer’s capital recovery time: up to 20 years
- Currency: VND
- Loan amount: Maximum 80% of total capital needs for secured loans.
- Loan interest rate: According to LienVietPostBank’s regulations from time to time
- Repayment method of principal + interest: Monthly, quarterly or other terms.
- Satisfy other conditions as prescribed by LienVietPostBank.
- Meet the demand for capital in a timely manner for agricultural and rural production and business activities
- Competitive and transparent interest rates
- Quick and convenient procedure
- Get professional and dedicated advice from LienVietPostBank staff
- Have financial ability to ensure repayment of principal, interest and fees within the commitment period
- Have Equity participating in the loan plan in accordance with the Bank’s regulations
- Satisfy other requirements of LienVietPostBank from time to time.
- Loan Application form and other documents.
- Other papers according to LienVietPostBank’s current regulations.
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