As a product meets the needs of investment for agricultural production
Objects
Features
Benefits
Loan Conditions
Required Documents
Provider
Procedures
Corporate Customers and Private Business Owners operating in production and business in rural areas;
Corporate Customers and Private Business Owners who provide agricultural inputs for agricultural production and enterprises that produce, purchase, process and consume agricultural products and by-products;
Cooperatives, unions of cooperatives in rural areas or engaged in agricultural production and business
Loan term: Flexible according to Customer’s loan demand, production and business cycle and payback period
Loan currency: VND or foreign currency
Loan method: Deal by deal/Credit line
Loan limit: a maximum amount equal to 80% of total capital needs for loans with collateral and 70-80% of the value of production and business project/plan in high-tech agricultural areas for loans without collateral (unsecured loans).
Loan interest rate: According to regulations of the Bank from time to time
Repayment method
For short-term credits: Monthly, quarterly, 06-monthly or Term-end;
For medium and long-term credits: Maximum no more than 12 months/time.
Satisfy other conditions as prescribed by the Bank.
Quick and timely capital support for rural agricultural production and business
Competitive and transparent interest rates
Simple and fast procedures in line with customer needs
Dedicated and professional support and advice from Bank staffs
Customers must have a loan project/plan for agricultural and rural development, which is effective, feasible, and afford to repay.
In case of unsecured loans: Customers must have an investment project/plan in the field of high-tech agriculture recognized by the Ministry of Agriculture and Rural Development.
Satisfy other conditions as prescribed by the Bank.
In accordance with the Bank’s regulations from time to time.
Branches and transaction offices of Lien Viet Post Bank nationwide
Step 1: Customers contact LienVietPostBank Branch/Transaction Office for advice and guidance on loan procedures
Step 2: LienVietPostBank conducts credit appraisal and notify the results to Customers within the prescribed time.
Step 3: Customers enter into the contract, complete the relevant procedures and use the granted Credit Line.
