• Applicable currency: VND and USD
• Minimum amount for opening: VND500/USD50.
• Minimum amount per subsequent transaction: VND10,000,000/USD1000
• Term: 01 month, 02 months, 03 months, 04 months, 05 months, 06 months, 09 months, 12 months and 24 months.
• Customers can deposit more money into their savings whenever the need arises.
• Term of partial deposits: equal to the term of the Passbook.
• Customers can choose to settle one/several partial deposits or the entire Passbook when the need arises on all working days during the Passbook’s validity period.
• Interest rate: determined separately for each partial deposits, by the term interest rate of the product in effect at the time of deposit/renewal of that deposit.
• In case of early finalization, Customers are entitled to the lowest demand interest rate at the time of withdrawal.
• Unless otherwise specified by the Customer, savings account will be transferred to a new equivalent term or a lower term adjacent to the respective interest rates applicable at the time of renewal.
• Easily manage multiple savings with just one passbook
• Finalize each deposit without affecting the remaining deposits of the passbook.
• Use savings books to transfer, pledge, discount, financial proof.
• Receive messages notifying any transaction of deposit/withdrawal
